Personal Loans up to $50,000
- Fixed rates and predictable payments
- No prepayment fees
- Fast funding
Why choose Universal Credit for a personal loan?
Life can be unpredictable, but a personal loan doesn’t have to be. Universal Credit helps personal loan customers access:
Fixed rates and predictable payments
A loan you can plan around
Fast funding when you need it
So life won't slow you down
Easy online process and mobile access
To keep you on track and supported
Free credit monitoring
So you always know where you stand
What can you do with a personal loan?
A personal loan through Universal Credit can help you take control of your finances so you can focus on what matters most.
Consolidate your debt
Streamline your bills into a single, predictable monthly payment
Pay off high-interest cards
Take control of credit card debt with a fixed rate and payment, and know exactly when you’ll be done with debt.
Cover repairs or other surprises
Don't let life slow you down. Fix your car, repair your roof--we're here for you when you need it with fast funding.
What is a personal loan?
A personal loan allows you to borrow money and pay it back in fixed monthly payments over a specified period, typically at a fixed rate. You can use the money for almost anything. Most personal loans are unsecured (no collateral required), but some lenders offer discounts for securing a loan with a car or a similar asset.
How does a personal loan work?
At Universal Credit, we make personal loans easy
Check Your Rate
Answer a few quick questions and see your rate in just minutes with no impact to your credit score and no obligation.
Choose Your Offer
Review multiple loan options and decide which offer works best with your budget and your timeline.
Fast Funding
Accept your loan offer and you should get your money within a day of clearing necessary verifications.